FinVerified is open infrastructure. Every FV-Verified provider and every certified lender on the platform can produce a per-patient, per-loan evidence chain on request — disclosures, coaching certifications, hand-offs, and dispute resolution, all hashed and timestamped. We don't represent providers or lenders in examinations. We make the record producible.
FinVerified is designed to be useful to every regulator with jurisdiction over the patient-finance pathway.
Consumer protection · UDAP
Cross-provider pattern detection, per-patient disclosure chains, and authenticated complaint-record exports for investigations.
TILA · ECOA · UDAAP supervision
Portfolio-level fair-lending signals, complete TILA disclosure history, and Holder-Rule complaint resolution evidence on every loan.
Lender supervision · L1/L2/L3
Continuous oversight evidence of each lender's provider network. Per-loan compliance status. Tier-level supervisory history.
Professional conduct
Per-licensee coaching certification records, disclosure history at the chair-side level, and patient-complaint resolution timelines.
Each chain contains: the disclosure shown, the patient's signature, the coaching certificate of the team member, the lender selection screen, the hand-off token, and the resolution record if a dispute followed. All hashed, timestamped, authenticated.
FinVerified's ARIE intelligence layer surfaces disparities, anomalies, and complaint patterns across providers and lenders — useful for prioritizing examinations before complaints reach critical mass.
Production-ready exports formatted for investigation. Hash-verified at point of production. Tamper-evident chain of custody from the platform to your office.