Am I Compliant?

Do you provide written disclosures before patients accept financing?

Yes, always in writing Sometimes, or verbally only No, we don't provide written disclosures

Are your disclosures jurisdiction-specific (state + federal)?

Yes, customized per jurisdiction Unsure / using lender's generic forms No, same disclosure everywhere

Do you timestamp and archive patient consent records?

Yes, digitally timestamped and archived Paper copies only, no timestamps No archival system

Do you offer multiple financing options to patients?

Yes, multiple lender options Only one lender No financing offered

Are your front desk staff trained on TILA/ECOA/UDAAP requirements?

Yes, formal compliance training Informal guidance only No compliance training

Have you been audited by a lender or regulator in the last 2 years?

Yes, and we passed Yes, with issues identified No audit yet

Do you have a documented compliance policy for patient financing?

Yes, formal written policy Informal guidelines only No written policy

Do you track which patients see which disclosures at what time?

Yes, full audit trail Partial records only No tracking